You are still carrying finance decisions
You have accounting support, but runway, pricing, board preparation and the bigger trade-offs still land with you.
Two-time CFO of the Year
Fractional CFO for technology companies
Senior finance leadership for the decisions, reporting and planning that need a CFO — without a full-time hire.
Credentials & background
Selected experience
Who this is for
You have a finance team, but no CFO
The team can keep finance moving, but nobody senior owns board and investor finance, or forward-looking judgement.
You need an experienced CFO for a defined period
Your CFO has left, or a transition or time-sensitive phase needs specialist senior cover now.
What I take responsibility for
Board and investor finance
Reporting that arrives on time, reconciles, and answers the questions the board or investors are likely to ask — with someone senior owning both the numbers and the discussion around them.
Planning and forecasting
One financial model with clear assumptions, sensible scenarios and enough discipline to support real decisions rather than producing a forecast that is already obsolete when it is finished.
Capital and runway
A clear view of what the business can afford, what changes the runway, where cash should be deployed considering ROI and which decisions need to happen before options become constrained.
Governance and controls
The reporting cadence, approval thresholds, treasury discipline and controls needed for the size and complexity of the business — without building bureaucracy for its own sake.
Commercial decision support
Pricing, a senior hire, a supplier negotiation, a new market, a contract or a shareholder question. These decisions rarely wait for the next board meeting, which is why senior finance needs to be available between them.
Two ways to work together
Fractional
Ongoing senior finance ownership on a defined cadence. The intensity can flex around the company, board cycle and decisions in front of it.
Ongoing
Interim
Higher-intensity CFO cover for a defined period — for example during a transition, permanent search or time-sensitive phase.
Defined period
Standalone work Major model rebuilds, restructuring programmes or other substantial projects can be scoped separately with specific deliverables, timeline and cost.
Selected CFO experience
cheqd
As CFO, Co-Founder and Board Member, I built the finance function, governance and board/investor reporting from scratch across a multi-entity, multi-jurisdiction business.
40%+runway extension
Humaniq
I built and ran finance across budgeting and forecasting, board reporting, treasury and risk while working closely with the CEO and Board in a 50+ person scale-up.
35%cost reduction
An enterprise identity scale-up
In a part-time, CEO-facing engagement, I worked on cost, structure, capital and board materials — including adviser renegotiation and rebuilding the funding case.
24months runway extension
Javed brings a unique and priceless combination of deep experience, endless imagination and focused pragmatism that mean we have achieved far, far more than we would have without him.
Fraser EdwardsCo-founder & CEO
Let’s talk
Javed Khattak
Get the CFO support you need.
Javed Khattak- Chartered Actuary (Fellow)
- CFO of the Year×2
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