Numbers arrive late
Month-end, reporting or forecasting takes long enough that the information is stale when the business needs to use it.
Two-time CFO of the Year
Finance Review for technology companies
Make finance faster, leaner and more reliable — with AI, automation and better processes.
Credentials & background
Selected experience
When finance needs a review
Too much effort
Reconciliations, workarounds and spreadsheet dependencies consume time - with processes reliant on key people.
Low confidence
Extra reviews, corrections and repeated explanations consume time and result in costly decisions.
Hiring, software or AI
Find the real constraints - process, data, systems or capability - before hiring, replacing systems or investing in AI.
What gets assessed
AI and automation
Assess conventional logic, AI and automations that create real value against implementation ROI, controls and auditability.
Controls and governance
Can the function - approval thresholds, segregation and audit trails - stand up to board, audit or diligence scrutiny.
Data
Where it originates, is re-keyed and reconciled; the files, people or workarounds - identifying bottlenecks or risk areas.
People and capability
Whether structure, capacity, capability or knowledge is the constraint for finance, and how to best solve it.
Process and reporting
How close, reporting and forecasting actually work vs best practices to identify gaps, frictions and issues.
Systems and tooling
What is used, underused or duplicated - with a focus on improving existing systems and assess alternative only if justified.
AI and automation
Assess conventional logic, AI and automations that create real value against implementation ROI, controls and auditability.
Controls and governance
Can the function - approval thresholds, segregation and audit trails - stand up to board, audit or diligence scrutiny.
Data
Where it originates, is re-keyed and reconciled; the files, people or workarounds - identifying bottlenecks or risk areas.
People and capability
Whether structure, capacity, capability or knowledge is the constraint for finance, and how to best solve it.
Process and reporting
How close, reporting and forecasting actually work vs best practices to identify gaps, frictions and issues.
Systems and tooling
What is used, underused or duplicated - with a focus on improving existing systems and assess alternative only if justified.
Is AI the answer?
Sometimes. I am AI-native, but AI is not the objective.
The test is better finance, without unnecessary cost, risk or complexity.
I bring CFO judgement and an engineer’s hands-on depth, from running and building finance functions for clients.
The right solution, not the most technology
FormulaCash runway
RulesSpend approvals
AutomationCRM → invoice
AIContract terms
Simplest tool that passes:
ROIAccuracyControl
Research & industry
What you get
usually in two to three weeks
Written assessment
What isn’t working, why, and where time, cost or risk can be reduced.
Prioritised roadmap
What to fix, automate or leave alone, including AI, people and systems decisions.
How the review works
- 1
Understand
Review systems, reports and workflows with your team.
- 2
Diagnose
Trace delays, manual effort and control gaps to their causes.
- 3
Prioritise
Review findings together and agree the roadmap.
Implementation stays with your team or is scoped separately.
Relevant experience
cheqd
I built and run a lean finance function across multiple entities, currencies and asset types, using automation and AI where they add value rather than adding finance headcount by default. The wider finance and cost discipline materially extended runway.
40%+runway extension
Before
After
Humaniq
I built and ran finance across budgeting, forecasting, board reporting, treasury and risk in a 50+ person scale-up, while working across commercial and technology decisions.
35%cost reduction
Before
After
An enterprise identity scale-up
I mapped spend, structure and adviser costs, separated what was structural from what was negotiable, then redesigned and renegotiated the setup before rebuilding the capital case.
70%project cost reduction
RemovedRemaining
Javed combines strategic thinking with meticulous financial execution. His dedicated work supports businesses, their models, and financial infrastructure, coordinating multiple teams and projects around the world. I have been working closely with him for years and respect him as a person, advanced financial and investment advisor, and CFO.
Dinis GuardaFormer CEO, Humaniq, Founder & CEO, ztudium
Let’s talk
Javed Khattak
Find what to fix, and what not to.
Javed Khattak- Chartered Actuary (Fellow)
- CFO of the Year×2
JavaScript is off — email hi@javedkhattak.com to enquire.
Enquiry received